I went down to Florida for a couple weeks thawing out from the New York winter and I noticed a disproportionate amount of seniors still working. They are driving me from the airport, making my coffee, checking me in at the hotel, giving me tours and even serving me my food. What happened along the way I wondered that eliminated the possibility of them retiring?
As I spoke to some of them I learned they had good jobs but financial events happened they did not count on. Their 401K became a 201K, their money was all tied up in their house and the value went down, they were downsized before they were ready to retire and now were paying a grand a month for healthcare and even the early death of an income earning spouse vanished the plan for a nice retirement. From what I could see these people did everything right along the way except to have enough options in case something did not go as planned. I guess we all need more options.
The beach book I brought with me is “Flight Plan” by Brian Tracy. Brian Tracy has always been a favorite author of mine and a couple of years ago he was kind enough to provide me an endorsement quote for my book “The Unemployment Budget – Your Financial Survival Plan”. In his book “Flight Plan” on page 25 and 26 Brian writes about how we should “Develop Options Continually” and the need to “Increase your options”. He states “Successful people are continually developing options, just in case something doesn’t work out the way they had intended. They develop alternate courses of action to insure against unexpected setbacks or reversals. As a result, when things go wrong, as they always do, successful people remain calm and relaxed? They have already thought through the worst possible situations that could occur and have a plan ready-made to deal with them.” I guess we all need to increase our options so we can enjoy our retirement.
As you move forward considering your options I have two for you to consider. The first one is an option for anyone no matter your age and the second is for our valued military veterans. Both are businesses of integrity and though they are very organized franchise like businesses you don’t have to risk tens or hundreds of thousands of dollars to participate.
Increase your options #1 – Ambit Energy. Better business Bureau Rated A+, J.D. Powers and Associates Award Winners. No inventory, deliveries or collections. Run from your home office in your spare time. You make residual income by helping others save money on their gas and electric. For a 5 minute overview click this link Ambit Energy and a video will load and play. If you would like additional information there is a section to request it and a bonus video will then play. Only I will receive your request and I will follow up personally.Patrick Mellody Hire Patriots Ambassador patrick@hirepatriots.com 716-997-2522
Increase your options #2 – Military Maintenance HirePatriots, a charitable program for US veterans, is helping vets start commercial maintenance businesses. We have US veterans across America that have already started. We provide you with equipment, training, bid sheets, contracts, shirt, business cards, letterhead, website, marketing and ongoing personal mentoring. Our purpose is to help veterans who want to own a business. Our goal is to make your business large enough for you to hire other US veterans.HirePatriots.com is the employment arm of Patriotic Hearts, a 501c3 non-profit for US veterans and their families. Write: founder@usmilitarymaintenance.com or call 760-730-3734.
Options are good and they cost nothing to check out except a few minutes of your time. Time is like money you only get to spend it once so start today for a better tomorrow.
