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Life Insurance- Don’t leave the earth without it!

Posted by on July 19, 2013 in News

I have a good deal of life insurance. I have so much that I tell my friends and family that if my wife changes her address to the Cayman Islands and you haven’t seen me for a while, come looking for me.

In the new release “An American Crisis – Veterans Unemployment” by Mark Baird I have a chapter titled “Do you have a financial plan?” in that chapter we discuss life insurance. Why do I believe in life insurance? I am a volunteer budget coach and have visited with many a widow that was financially devastated because a loved one left them without a safety net. I have also lived it with family members. I have seen families lose homes. 65 year old women getting up at 5:30 AM to wait on tables, young people drop out of college and one widow after 25 years of marriage with a man she deeply loved actually curse his name for leaving her without insurance.

Well you say, “I’m glad I read this upbeat article, it made my day. “I am sorry for being frank with you but for the price of going out for dinner you can pay a term life insurance premium. A good scale is to calculate ten times your annual income. You may need more if you have children with day care expenses or still needing to attend college.  If you are the only income earner and you want your spouse to keep that lifestyle you may need to increase the amount also. Again I suggest “term” insurance, purchasing a 30 year fixed premium or as long as you can get it. At some point you become uninsurable or the insurance becomes unaffordable so check it out today.

In a past blog we have discussed the importance of having a will and now life insurance. What peace of mind you and your family will have after you have both.

Patrick J. Mellody Volunteer Ambassador for: http://hirepatriots.com/heroes

Amazon Top 100 Book Link: : http://www.amazon.com/American-Crisis-Veterans-Unemployment-Solutions/dp/0984046232


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About The Author

Even if you’re not unemployed a budget is a budget and this free book download has everything you need to start fresh and move forward. The book is only 20 pages long but it includes real life stories and forms to kick start a solid spending plan for the future. By the time you’re done with this book you will know your income and outgo by spending category plus a percentage guideline chart that will show you where adjustments may be needed. I don’t ask for any contact info, it’s a free PDF. Just click on the book cover above. Here’s what others are saying about the book: “This is a practical book full of proven strategies you can use immediately to get your financial life back under control.” ~Brian Tracy – Author, The Power of Self-Confidence Gordon Wadsworth – Author of “Debt Free College” and “The College Trap” In reference to “The Unemployment Budget,” this has to be the number one book for getting out of debt in record time. In today’s world of fast food, fast oil changes, fast delivery and fast messaging, why not tackle your debt problems fast and move ahead quickly. Basically, that’s what you can do after reading this simple “how to” book. As a financial instructor for many years, the one tool that I used to help people get out from the bondage of debt, author Patrick Mellody has as the main focus in The Unemployment Budget. It’s explosive and it works every time. Whether you are employed or unemployed, if you’re still hanging onto never ending credit card debt and car payments, check out this new book and get rid of your debt fast.

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